A green farm valley in Western Maryland with long, even forested ridges running parallel into the distance.
Allegany County, Maryland Western Maryland

Barndominium Builders in Cumberland, Maryland

Cumberland, Maryland sits in a narrow gap in the mountains where Wills Creek meets the North Branch of the Potomac, so level building ground is scarce inside the city and most barndominiums near Cumberland go up on the hillsides and hollows of Allegany County beyond it. The city is incorporated and runs its own permits through the Department of Community Development at City Hall, so a new house inside the limits is reviewed under City ordinance and connects to city water and sewer. Step outside the limits and the rules change: Allegany County issues the building permit together with a land use permit, and a lot without sewer needs a perc test and a well permit from the county Health Department. Flood maps matter on both sides of the line, because the creeks and the river shaped where the town could grow. Barndominium kits are a good fit for owners who want a big garage bay and living space on one slab; a custom plan helps on a steep or narrow lot where the footprint has to follow the contour. Send us the address and we will sort out which office permits it, whether sewer reaches it and what the flood map shows.

Cumberland at a glance

Government
Incorporated city
County
Allegany County
Building permit
City permit office
Land use
City zoning
Wastewater
Public sewer
Private wells
Well permits from the county health department

Barndominium Kits and Barndominiums for Sale Near Cumberland

Finished barndominiums rarely come up for sale, so buying one usually means one of two routes: a steel or pole barn kit delivered to land you own, for an owner or a hired crew to put up, or a new build on your parcel from plan to move-in. A custom plan fits the shop bay and the living space to the lot. Either way the land sets the budget more than the floor area does, so each option is priced against your site rather than a rate card.

Barndominium Builders and Pole Barn Homes Near Cumberland

A pole barn home sets its frame on posts and trusses (the engineering term is post-frame), which often suits a simple, wide layout with a shop bay under the same roof. A turnkey build takes the project from the pad to the finished house. Whether either fits your parcel comes down to the zoning, the septic and the water, set out below.

Building in Cumberland: Permits, Zoning, Septic and Wells

Four questions decide whether a barndominium works on a parcel before any steel is ordered. Here is who answers each of them in Cumberland, taken from the office or document that publishes it. Rules change, so check them again against your parcel before anything is drawn.

Who issues the building permit City permit office

City of Cumberland Department of Community Development, City Hall

Inside the city limits, the City requires permits for new residential construction, for electrical, plumbing and utility work, and for water and sewer connections. The requirement comes from City ordinance, and applications go to Community Development at City Hall on North Liberty Street. The page adds that owners and their contractors are held equally responsible for making the proper applications. Outside the limits, Allegany County issues the permit.

Source: Permits, City of Cumberland (cumberlandmd.gov)

Who decides the land use City zoning

City of Cumberland City Planner, Municipal Planning and Zoning Commission

The City Planner reviews subdivision and major site plan applications, advises the Municipal Planning and Zoning Commission and the Zoning Board of Appeals, and prepares amendments to the City's Zoning Ordinance and Zoning Map. The zoning rules themselves sit in Chapter 25 of the City code. Outside the city limits, zoning and land use permits are the County's.

Source: Planning, City of Cumberland (cumberlandmd.gov)

Sewer or septic Public sewer

City of Cumberland Engineering and Utilities (John J. DiFonzo Water Reclamation Facility)

The City collects and treats wastewater from Cumberland at its water reclamation facility on the North Branch Potomac, which also treats flows from LaVale, Frostburg, Ellerslie, Mount Savage and parts of Allegany County. A lot beyond the sewer lines needs its own septic system, permitted through the county Health Department after a perc test.

Source: Wastewater Treatment, City of Cumberland (cumberlandmd.gov)

Private water wells Wells: county health department

Allegany County Health Department, Environmental Health Division

Where city water does not reach, the Allegany County Health Department permits the well. Its approval covers siting, construction, yield and water quality; the permit to drill is issued to a licensed well driller after an application, and the water is sampled once the well is drilled.

Source: Environmental Health, Allegany County Health Department (myalleganyhealth.org)

Flood maps in and around the city
The City of Cumberland notes that FEMA flood hazard mapping for Allegany County, the City included, was updated in April 2020. Development may take place in the Special Flood Hazard Area, the area with a 1 percent or greater yearly chance of flooding, only if it complies with the local floodplain ordinance; the City's Community Development office answers floodplain permit questions.

Source: Flood Hazard Mapping, City of Cumberland (cumberlandmd.gov)

Metal Building Homes Near Cumberland

A metal building home uses a steel frame and steel skin, with the clear span to open up a shop, a garage bay or a great room without interior posts. The structural design is set for your site by the engineer and the building official.

Where the Land Is Near Cumberland

Cumberland itself is hemmed in by mountains, so buyers wanting several acres look past the city line. East of town, the ridges and hollows toward Flintstone and Oldtown hold wooded tracts; west, the high ground beyond LaVale climbs toward Frostburg. Those parcels fall under Allegany County's combined building and land use permit, usually with a private well and septic. Our Allegany County page covers them, and Garrett County covers the mountain country farther west.

Building on Land Near Cumberland

Two questions sort a Cumberland lot quickly: does it sit in the Special Flood Hazard Area, and does the sewer reach it? Parcels along Wills Creek and the river often answer yes to the first, which brings the local floodplain ordinance into play. Parcels up the hillsides often answer no to the second, so the Health Department's perc test comes before design, and shallow rock can fail it. Steep ground raises grading and driveway costs as well. A shop bay oriented along the contour saves fill. Pole barn homes and metal building homes can both suit these sites, framed for the specific lot.

Other places in this part of Maryland

Have land in or near Cumberland? Tell us about the parcel and what you want on it, and we will check it against the local rules before anything is drawn.

Building in Cumberland: questions

Start the survey
Do I need a building permit for a barndominium in Cumberland?
Yes. Inside the city limits the City of Cumberland requires a permit for new residential construction under City ordinance, and applications go to Community Development at City Hall. A barndominium lived in as a home is a house for permit purposes. Outside the limits the permit comes from Allegany County; see our permitting page for what the drawings need.
What does a barndominium cost near Cumberland?
The lot moves the number: a city lot with sewer and water skips the well and septic but may be small or steep, while a county parcel adds a perc test, a septic system, a well and often serious grading. Read our barndominium cost guide for sourced ranges, then send us the parcel.
Is land near Cumberland in a flood zone?
Some is, especially along the creeks and the river. FEMA's flood maps for the county were updated in April 2020, and building in the mapped flood area must meet the local floodplain ordinance. Check the map for your parcel before you buy.
Can I buy a barndominium already built near Cumberland?
Finished barndominiums for sale are uncommon here, so most owners build on their own land. We do not list homes; we supply kits and build. Our barndominium kits page explains what a kit includes.

Other places near Cumberland

Nearby places with their own pages. Across a town line or a county line the permit office, the zoning, the septic and the well rules can change, so each is covered separately.

Building in Cumberland?

Start with the survey. Tell us where the land is and what you want on it, and we will come back with which offices decide it, what the zoning allows, and a plan to fit.